– Source: First Progress Platinum Mastercard Secured Credit Card
Whether you’re just starting your credit journey or working to repair past credit mistakes, this card offers a secure, straightforward, and effective way to establish a positive credit history. With no credit history or minimum score required for approval, the First Progress Platinum Mastercard is an accessible solution for anyone looking to improve their financial standing.
Unlike many secured credit cards that come with complex rules and limitations, the First Progress Platinum Mastercard provides a hassle-free experience with flexible deposit options, a nationwide acceptance rate, and monthly reporting to all three major credit bureaus. If you’re ready to make progress toward a better financial future, this is the card to get you there.
Outstanding Benefits of the First Progress Platinum Mastercard Secured Credit Card
1. No Credit History or Minimum Score Required for Approval
One of the biggest barriers to obtaining a credit card is having little or no credit history. With the First Progress Platinum Mastercard, you don’t need an existing credit score to qualify. This makes it an excellent choice for students, first-time credit users, and individuals recovering from financial setbacks.
2. Credit Building with Monthly Reporting to All Three Major Credit Bureaus
Your credit journey is only successful if your efforts are recognized. That’s why the First Progress Platinum Mastercard reports your account activity every month to Experian, Equifax, and TransUnion. This means that on-time payments and responsible card usage can help improve your credit score over time, giving you access to better financial opportunities in the future.
3. Refundable Security Deposit to Set Your Own Credit Limit
Unlike traditional credit cards that assign a limit based on your creditworthiness, the First Progress Platinum Mastercard allows you to set your own credit limit based on your security deposit. You can start with a deposit as low as $200 or go up to $2,000, giving you complete control over how much available credit you want to manage. Plus, this deposit is fully refundable when you close the account in good standing.
4. No Hard Credit Inquiry – Get Approved Without Hurting Your Score
Many credit card applications trigger a hard inquiry on your credit report, which can temporarily lower your score. With the First Progress Platinum Mastercard, there’s no hard credit check for approval, meaning you can apply with confidence without worrying about a negative impact on your score.
5. Mastercard Acceptance for Purchases Everywhere
The First Progress Platinum Mastercard is accepted at millions of locations worldwide, making it a reliable payment option for both online and in-store purchases. Whether you’re paying for groceries, booking travel, or shopping online, this card offers the same purchasing power and convenience as an unsecured credit card.
6. Low APR for a Secured Credit Card
Many secured credit cards charge extremely high-interest rates, but the First Progress Platinum Mastercard offers a lower APR compared to many competitors. This makes it a more affordable choice for those who may occasionally carry a balance, allowing you to manage your credit responsibly without excessive interest fees.
7. Fast and Simple Online Application with Quick Approval
Getting started with the First Progress Platinum Mastercard is quick and easy. The online application takes just minutes, and many applicants receive a decision instantly. This makes it a great option for those who need a fast credit-building solution without waiting weeks for approval.
8. No Minimum Income or Employment Requirements
Unlike traditional credit cards that require proof of income or employment, the First Progress Platinum Mastercard has no minimum income requirements. This makes it an excellent choice for freelancers, students, retirees, and those with unconventional employment situations.
9. No Annual Fee Options Available
Depending on which First Progress Platinum Mastercard version you choose, you may have the option to select a card with no annual fee. This gives you the flexibility to pick the plan that best suits your budget and credit-building goals.
10. Secure and Contactless Payments for Extra Convenience
Enjoy fast and secure transactions with contactless payment technology. Whether you’re tapping your card at checkout or using a digital wallet like Apple Pay or Google Pay, this feature ensures a quick, seamless, and secure payment experience every time.
11. Upgrade Potential – Transition to an Unsecured Credit Card
By demonstrating responsible credit usage with your First Progress Platinum Mastercard, you increase your chances of qualifying for unsecured credit cards in the future. This card serves as a stepping stone toward better financial opportunities, helping you work toward cards with higher limits, lower interest rates, and rewards programs.
Who Can Apply?
– Source: First Progress Platinum Mastercard Secured Credit Card
To qualify for the First Progress Platinum Mastercard Secured Credit Card, applicants must meet the following criteria:
- Be at least 18 years old (or the legal age in their state)
- Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Have a U.S. mailing address
- Be able to pay a refundable security deposit (minimum $200)
- Not have an active First Progress Platinum Mastercard account
How to Apply
Applying for the First Progress Platinum Mastercard Secured Credit Card is quick and easy. Follow these steps:
- Visit the official website.
- Click “Apply Now” to begin your application
- Enter your personal and financial details
- Select your security deposit amount (minimum $200)
- Submit your application and receive a quick decision
- Fund your security deposit to activate your account
- Receive your card and start building your credit
If you’re ready to take control of your financial future, apply today and start making progress toward better credit.
